As you want here I am telling about State Bank of India (SBI) IRCTC Platinum Card

Eligibility Criteria

Age- Above 18 years

Applicant should be Indian

Annual income - More than Rs. 300,000


SBIIRCTC Platinum Card

Joining fees Nil

First Year Annual Fees Rs. 500

Renewal Fees from 2nd Year Rs. 300

Interest Rate/ Finance Charges per month 3.35%

Brand Partner IRCTC

Late Payment Charges Rs. 0-750

Documents required

PAN card photocopy or Form 60

Colour photograph

Income proof: Latest payslip/Form 16/IT return copy

Residence proof : Passport/ Ration Card/ Electricity bill/ Landline telephone bill

Identity proof : Passport/ Driving License/ PAN Card/ Aadhaar card

SBI IRCTC Platinum Card Features
Book your railway tickets on irctc.co.in with your card and save up to 1.8% transaction charges In case of ticket cancellation booked using your IRCTC SBI Platinum Card online, a charge of 1.8% of the total refund amount will be debited to your card

IRCTC SBI Platinum Card offers on travel, golf, dining and other entertainment options from Visa

Withdraw cash worldwide over 1 million visa ATMs, including over 18000 visa ATMs in India and more than 10000 state bank ATMs spread across 100 cities in India

Use your card at over 29 million Visa outlets worldwide and over 325000 outlets in India

Pay back your EMIs at low rate of interest by transferring the outstanding balance of other banks credit cards to your SBI Irctc Platinum Card