January 13th, 2016 02:42 PM | |
Garima Chauhan | Bank of Baroda PO - Bank Awareness Exam Syllabus hii sir, will you please provide me the Syllabus of the Banking Awareness of the bank Po Examination of bank of baroda ? As you asking for the syllabus of the banking awareness and socio economics of the bank of baroda the syllabus is as follow: (A) Finance and Management: (i) Finance (a) Financial System Regulators of Banks and Financial Institutions Reserve Bank of India- functions and conduct of monetary policy, Banking System in India, Financial Institutions – SIDBI, EXIM, NABARD, NHB, etc. (b) Financial Markets Primary and Secondary Markets (Forex, Money, Bond, Equity,etc.), functions, instruments, recent developments. (c) General Topics Risk Management in Banking Sector Basics of Derivatives: Forward, Futures and Swap Changing Landscape of Banking sector Recent Developments in the Financial Sector, Portfolio Investment, Public Sector Reforms, Disinvestments Financial Inclusion- use of technology Alternate source of finance, private and social cost-benefit, Public-Private Partnership Corporate Governance in Banking Sector, role of e-governance in addressing the issues of corruption and inefficiency in the government sector. The Union Budget – Direct and Indirect taxes; Non-tax sources of Revenue, GST, Thirteenth Finance Commission and GST, Finance Commission, Fiscal Policy, Fiscal Responsibility and Budget Management Act (FRBM), Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI - components and trends. (II) Management: Management: its nature and scope; The Management Processes; Planning, Organisation, Staffing, Directing and controlling; The Role of a Manager in an Organisation. Leadership: The Tasks of a Leader; Leadership Styles; Leadership Theories; A successful Leader versus an effective Leader. Human Resource Development: Concept of HRD; Goals of HRD; Performance Appraisal – Potential appraisal and development – Feedback and Performance Counselling – Career Planning – Training and Development – Rewards – Employee Welfare. Motivation, Morale and Incentives: Theories of Motivation; How Managers Motivate; Concept of Morale; Factors determining morale; Role of Incentives in Building up Morale. Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication, Role of Information Technology. Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance. The questions on this section will be basic in nature. (B) Economics (a) Microeconomics Consumers behaviour and firms; value of resources like land, labour and capital Markets-monopoly, perfect and imperfect competition General Equilibrium of price and activity, economic welfare and case for regulatory / policy interventions (b) Macroeconomics Measuring national income and its components; basic macro identities and idea of macro-balance; Goods and Financial Market Equilibrium (IS-LM Framework) Major macro-economic school of thoughts; Classical, Keynesian and Monetarist Consumption and Investment demand; demand management policies and their effectiveness Money demand and supply; monetary and fiscal policies (c) International Economics Benefit of International trade; comparative and absolute advantage; effect of International trade on resources allocation and factor price equalisation; non-conventional trade barriers, optimum currency areas and effect of customs union International finance and exchange rates issues in an open economy, benefits and costs of an inter-connected financial markets; evolution of international financial architecture (d) Public Economics Public Goods, instruments of financing, government tax and non-tax revenue Direct and Indirect taxes, efficiency costs of commodity taxes, income taxation, labour supply and savings, corporate taxation and corporate behaviour Government expenditure policy-various components, deficit financing and its impact on the economy, government debt and crowding out of private capital (e) India’s Economy and Development Issues India’s experimentations with planned development models and the outcomes, structural issues-savings and investment, demography, urbanization, productivity, etc., issues with poverty, inequality and employment Agriculture- policy and developments, manufacturing competitiveness; what is holding India back, role of public sector enterprises in the key economic sectors, India’s resilient service sector; trade, tourism, communication, ITES, etc. Financial sector regulation and reforms-banking, insurance and capital market, fiscal policy and the changing priorities of government, emergence of monetary policy and its new role (C) Statistics: (1) Probability: Random variables, Theorems of probability, Conditional probability, Independent events, Bayes' theorem and its application, expectation, moments, distribution functions, Binomial, Poisson, Geometric, Exponential, Negative binomial, Hyper geometric, Cauchy, Laplace, Logistic, Pareto, Log-normal, Beta and Gamma distributions, Weibull, Uniform, Bivariate normal distribution and truncated distributions, Markov’s inequality, Chebyshev’s inequality, Cauchy-Schwarz inequality, Laws of large numbers, Central limit theorems and applications. (2) Statistical Methods: Population and sample, Measures of central tendencies Parameter and Statistic, Correlation and Regression, intra-class correlation, multiple and partial correlations, Spearman's coefficient of rank correlation, Z, chi-square, t and F statistics and their properties and applications, Large sample distributions, Variance stabilizing transformations, sin inverse, square root, logarithmic and z transformation. (3) Linear Models: General Linear models, BLUE, method of least squares, Gauss-Markoff theorem, estimation of error variance, Simple and Multiple linear regression models, Important assumptions and treatments in case of assumption’s violation, Regression diagnostics, Analysis of variance in one, two and three-way classifications, Analysis of Covariance in one and two-way classifications. (4) Statistical Inference: Properties of estimators, MVUE, Rao-Blackwell and Lehmann-Scheffe theorems, Cramer-Rao inequality, methods of estimation, properties of maximum likelihood and other estimators, confidence intervals. Simple and composite hypotheses, Type I and Type II errors, size and power of a test, Most Powerful and Uniformly Most Powerful tests, Neyman-Pearson lemma, Likelihood Ratio test and its properties and applications. SPRT, OC and ASN functions, Tests of goodness of fit. Parametric vs. Non-parametric Test, Frequently-used non-parametric inferential statistical methods. (5) Multivariate Analysis: Bivariate and Multivariate normal distribution, marginal and conditional distribution, Estimation of mean vector and covariance matrix, Asymptotic properties of estimators, Sampling distribution of and S, Mahalanobis D2 and Hotelling's T2 and its applications. (6) Optimisation Techniques and Statistical Quality Control: Linear Programming, Transportation Problem, Assignment Problem, Basics of Simulation, Quality control, Process Control and Product Control, control charts, Acceptance Sampling plan, single and double sampling plans (ASN, OC, ATI, LTPD, AOQL). (7) Sample Surveys and Design of Experiments: Simple and Stratified random sampling, ratio and regression methods of estimation, Double sampling, Systematic, Cluster, two stage and PPS sampling. Sampling and Non-sampling errors. Principles of Design of Experiments, Completely Randomized Design, Randomized Block Design, Latin Square Design, missing plot technique, 22 and 23 factorial designs, Split-Plot Design and Balanced Incomplete Block Design, Fractional factorial experiments (8) Applied Economic Statistics: Time Series vs. cross sectional data, Multiplicative and additive models, Auto-correlation, Partial autocorrelation, Smoothing techniques, Seasonal and cyclical adjustment. Price and Quantity Index numbers, Types of index numbers and their properties. Chain and Fixed base index numbers, Cost of Living Index numbers, Wholesale Price Index, Consumer Price Index, Index of Industrial Production, Gini’s coefficient, Lorenz curves, Application of Pareto and Lognormal as income distributions. (9) Vital Statistics: Sources of vital statistics compilation, Errors in census and registration data, Measurement of population, rate and ratio of vital events, Stationary and Stable population, Life Tables, Measures of Fertility, Mortality and Reproduction, Crude rates of natural growth, Pearl’s Vital Index. for your convince here I am also providing you the previous year question paper for your better preparation question paper of the banking awareness and socio Economics of the bank of baroda PO post 1.RBI’s open market operation transactions are carried out with a view to regulate—(A) Liquidity in the economy (B) Prices of essential commodities (C) Inflation (D) Borrowing power of the banks (E) All the above 2. When more than one banks are allowing credit facilities to one party in coordinationwith each other under a formal arrangement, the arrangement is generally known as— (A) Participation (B) Consortium (C) Syndication (D) Multiple banking (E) None of these 3. Open market operations, one of the measures taken by RBI in order to control creditexpansion in the economy means — (A) Sale or purchase of Govt. securities (B) Issuance of different types of bonds (C) Auction of gold (D) To make available direct finance to borrowers (E) None of these 4. The bank rate means—(A) Rate of interest charged by commercial banks from borrowers (B) Rate of interest at which commercial banks discounted bills of their borrowers (C) Rate of interest allowed by commercial banks on their deposits (D) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks (E) None of these 5. What is an Indian Depository Receipt ?(A) A deposit account with a Public Sector Bank (B) A depository account with any of Depositories in India (C) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company (D) An instrument in the form of deposit receipt issued by Indian depositories (E) None of these 6. An instrument that derives its value from a specified underlying (currency, gold, stocks etc.) is known as—(A) Derivative (B) Securitisation Receipts (C) Hedge Fund (D) Factoring (E) Venture Capital Funding 7. Fiscal deficit is—(A) total income less Govt. borrowing (B) total payments less total receipts (C) total payments less capital receipts (D) total expenditure less total receipts excluding borrowing (E) None of these 8. In the Capital Market, the term arbitrage is used with reference to—(A) purchase of securities to cover the sale (B) sale of securities to reduce the loss on purchase (C) simultaneous purchase and sale of securities to make profits from price (D) variation in different markets (E) Any of the above 9. Reverse repo means—(A) Injecting liquidity by the Central Bank of a country through purchase of Govt. securities (B) Absorption of liquidity from the market by sale of Govt. securities (C) Balancing liquidity with a view to enhancing economic growth rate (D) Improving the position of availability of the securities in the market (E) Any of the above 10. The stance of RBI monetary policy is—(A) inflation control with adequate liquidity for growth (B) improving credit quality of the Banks (C) strengthening credit delivery mechanism (D) supporting investment demand in the economy (E) Any of the above 11. Currency Swap is an instrument to manage—(A) Currency risk (B) interest rate risk (C) currency and interest rate risk (D) cash flows in different currencies (E) All of the above 12. ‘Sub-prime’ refers to—(A) lending done by banks at rates below PLR (B) funds raised by the banks at sub-Libor rates (C) Group of banks which are not rated as prime banks as per Banker’s Almanac (D) lending done by financing institutions including banks to customers not meeting with normally required credit appraisal Examrace: Number 1 Competitive and Scholistic Exam Preparation Resource Website- Papers, Study Material, Postal Courses, Online Tests, Solved Questions, Video Lectures and More- Examrace standards (E) All of the above 13. Euro Bond is an instrument—(A) issued in the European market (B) issued in Euro Currency (C) issued in a country other than the country of the currency of the Bond (D) All of the above (E) None of these 14. Money Laundering normally involves—(A) placement of funds (B) layering of funds (C) integration of funds (D) All of (A), (B) and (C) (E) None of (A), (B) and (C) 15. The IMF and the World Bank were conceived as institutions to—(A) strengthen international economic cooperation and to help create a more stable and prosperous global economy (B) IMF promotes international monetary cooperation (C) The World Bank promotes long term economic development and poverty reduction (D) All of (A), (B) and (C) (E) None of (A), (B) and (C) 16. Capital Market Regulator is—(A) RBI (B) IRDA (C) NSE (D) BSE (E) SEBI 17. In the term BRIC, R stands for—(A) Romania (B) Rajithan (C) Russia (D) Regulation (E) None of these 18. FDI refers to—(A) Fixed Deposit Interest (B) Fixed Deposit Investment (C) Foreign Direct Investment (D) Future Derivative Investment (E) None of these 19. What is Call Money ?(A) Money borrowed or lent for a day or over night (B) Money borrowed for more than one day but upto 3 days (C) Money borrowed for more than one day but upto 7 days (D) Money borrowed for more than one day but upto 14 days (E) None of these 20. Which is the first Indian company to be listed in NASDAQ ?(A) Reliance (B) TCS (C) HCL (D) Infosys (E) None of these 21. Which of the following is the Regulator of the credit rating agencies in India ?(A) RBI (B) SBI (C) SIDBI (D) SEBI (E) None of these 22. Who is Brand Endorsing Personality of Bank of Baroda ?(A) Juhi Chawla (B) Kiran Bedi (C) Amitabh Bachchan (D) Kapil Dev (E) None of these 23. The branding line of Bank of Baroda is—(A) International Bank of India (B) India’s International Bank (C) India’s Multinational Bank (D) World’s local Bank (E) None of these 24. The logo of Bank of Baroda is known as—(A) Sun of Bank of Baroda (B) Baroda Sun (C) Bank of Baroda’s Rays (D) Sunlight of Bank of Baroda (E) None of these 25. Which of the following statements(s) is/are True about the exports of China which is a close competitor of India ?(i) China’s economic success is basically on the fact that it exports cheaper goods to rich nations like the USA, etc. (ii) In the year 2007 China’s exports became almost 40% of its GDP. (iii) When compared to India China’s share in the World Exports is more than 30% whereas India’s share is mere 6% of the global exports. (A) Only (i) (B) Only (ii) (C) Both (i) and (ii) (D) All (i), (ii) and (iii) (E) None of these 26. One of the major challenges banking industry is facing these days is money laundering. Which of the following acts/norms are launched by the banks to prevent money laundering in general ?(A) Know Your Customer Norms (B) Banking Regulation Act (C) Negotiable Instrument Act (D) Narcotics and Psychotropic Substance Act (E) None of these 27. Lot of Banks in India these days are offering M-Banking Facility to their customers. What is the full form of ‘M’ in ‘MBanking’ ?(A) Money (B) Marginal (C) Message (D) Mutual Fund (E) Mobile Phone Examrace: Number 1 Competitive and Scholistic Exam Preparation Resource Website- Papers, Study Material, Postal Courses, Online Tests, Solved Questions, Video Lectures and More- Examrace 28. Which of the following is/are true about the ‘Sub-Prime Crisis’ ? (The term was very much in news recently.) (i) It is a mortgage crisis referring to credit default by the borrowers. (ii) Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers. (iii) This crisis originated because of negligence in credit rating of the borrowers. (A) Only (i) (B) Only (ii) (C) Only (iii) (D) All (i), (ii) and (iii) (E) None of these 29. Which of the following is not the part of the structure of the Financial System in India ? (A) Industrial Finance (B) Agricultural Finance (C) Government Finance (D) Development Finance (E) Personal Finance 30. Which of the following is not the part of the scheduled banking structure in India ?(A) Money Lenders (B) Public Sector Banks (C) Private Sector Banks (D) Regional Rural Banks (E) State Co-operative Banks 31. As we all know Govt. of India collects tax revenue on various activities in the country. Which of the following is a part of the tax revenue of the Govt. ? (i) Tax on Income (ii) Tax on Expenditure (iii) Tax on Property or Capital Asset (iv) Tax on Goods and Services (A) Both (i) and (iii) only (B) Both (ii) and (iv) only (C) All (i), (ii), (iii) and (iv) (D) Only (ii), (iii) and (iv) (E) None of these 32. We very frequently read about Special Economic Zones (SEZs) in newspapers. These SEZs were established with which of the following objectives ? (i) To attract foreign investment directly. (ii) To protect domestic market from direct competition from multinationals. (iii) To provide more capital to agricultural and allied activities. (A) Only (i) (B) Only (ii) (C) Only (iii) (D) All (i), (ii) and (iii) (E) None of these 33. Which of the following groups of countries has almost 50% share in global emission of carbon every year ? (A) US, China, India, South Africa (B) India, China, Russia, Britain (C) South Africa, Nepal, Myanmar (D) US, Russia, China & India (E) None of these 34. Which of the following correctly describes the concept of ‘Nuclear Bank’ floated by International Atomic Energy Agency ? (i) It is a nuclear fuel bank to be shared by all the nations jointly. (ii) It is a facility to help nations in enrichment of uranium. (iii) It is an agency which will keep a close vigil on the nuclear programme of all the nations. (A) Only (i) (B) Only (ii) (C) Both (i) and (iii) only (D) Only (iii) (E) Both (i) and (ii) only 35. Many times we read about Future Trading in newspapers. What is ‘Future Trading’ ? (i) It is nothing but a trade between any two stock exchanges wherein it is decided to purchase the stocks of each other on a fixed price throughout the year. (ii) It is an agreement between two parties to buy or sell an underlying asset in the future at a predetermined price. (iii) It is an agreement between stock exchanges that they will not trade the stocks of each other under any circumstances in future or for a given period of time. (A) Only (i) (B) Only (ii) (C) Only (iii) (D) All (i), (ii) and (iii) (E) None of these 36. Inflation in India is measured on which of the following indexes/indicators ?(A) Cost of Living Index (COLI) (B) Consumer Price Index (CPI) (C) Gross Domestic Product (D) Wholesale Price Index (WPI) (E) None of these 37. As per the reports published in the newspapers a section of society staged a demonstration at the venue of the G-8 Summit recently. What was/were the issues towards which these demonstrators were trying to draw the attention of G-8 leaders ?(i) Food shortage which has taken 50 million people in its grip. (ii) Inflation which has gone up substantially across the Globe. Examrace: Number 1 Competitive and Scholistic Exam Preparation Resource Website- Papers, Study Material, Postal Courses, Online Tests, Solved Questions, Video Lectures and More- Examrace (iii) USA’s consistent presence in Iraq. (A) Only (i) (B) Only (ii) (C) Only (iii) (D) Both (i) and (ii) only (E) None of these 38. Hillary Clinton formally suspended her campaign to ensure election of who amongst the following for the next President of USA ? (A) George Bush (B) Barack Obama (C) John McCain (D) Bill Clinton (E) None of these 39. Hugo Chavez whose name was recently in news is the—(A) President of Congo (B) Prime Minister of Uganda (C) President of Venezuela (D) Prime Minister of Brazil (E) None of these 40. The Govt. of India has raised the amount of the Loan Waiver to the farmers by 20%. Now the amount is nearly—(A) Rs. 60,000 crore (B) Rs. 65,000 crore (C) Rs. 72,000 crore (D) Rs. 76,000 crore (E) Rs. 80,000 crore 41. Delimitation Commission has made a recommendation that next Census should be Panchayat-wise. When is the next Census due ? (A) 2010 (B) 2011 (C) 2012 (D) 2013 (E) 2015 42. The World Health Organisation has urged that advertisements of which of the following should be banned to protect youth from bad effects of the same ? (A) Tobacco (B) Alcoholic drinks (C) Junk Food (D) Soft drinks with chemical preservatives (E) None of these 43. Which of the following countries has allocated a huge amount of US $ 10 billion to provide relief to its earthquake victims ?(A) Japan (B) South Korea (C) China (D) South Africa (E) None of these 44. India and Nepal have many agreements on sharing of the water of various rivers. Which of the following rivers is not covered under these agreements ? (A) Kosi (B) Gandak (C) Ganga (D) Mahakali (E) All these rivers are covered 45. Which of the following names is not closely associated with space programme of India or any other country ? (A) CARTOSAT (B) NLS – 5 (C) RUBIN – 8 (D) GSLV (E) SCOPE 46. Vijay Hazare Trophy is associated with the game of— (A) Hockey (B) Cricket (C) Badminton (D) Football (E) Golf 47. Which of the following was the theme of the Olympic Torch ?(A) Journey of Harmony (B) Green World Clean World (C) Journey of Peace (D) Journey for Hunger-free World (E) None of these 48. Which of the following schemes is not a social development Scheme ?(A) Indira Awas Yojana (B) Mid Day Meal (C) Bharat Nirman Yojana (D) Sarva Shiksha Abhiyan (E) All are social schemes 49. Which of the following is not a member of the ASEAN ?(A) Malaysia (B) Indonesia (C) Vietnam (D) Britain (E) Singapore 50. Which of the following Awards are given for excellence in the field of Sports ? (C) Arjun Award Answers : 1. (E) 2. (B) 3. (A) 4. (D) 5. (C) 6. (C) 7. (D) 8. (C) 9. (A) 10. (E) 11. (D) 12. (D) 13. (C) 14. (D) 15. (D) 16.(E) 17. (C) 18. (C) 19. (A) 20. (D) 21. (D) 22. (E) 23. (B) 24. (B) 25. (C) 26. (E) 27. (E) 28. (D) 29. (E) 30. (A)31. (C) 32. (A) 33. (D) 34. (B) 35. (B) 36. (D) 37. (B) 38. (B) 39. (C) 40. (A) 41. (B) 42. (A) 43. (C) 44. (C) 45. (E) 46.(B) 47. (A) 48. (C) 49. (D) 50. (C |