State Bank of Bikaner & Jaipur Personal Loan is for the purpose for General purpose loan for various expenses

Processing Fee: 1.00% of loan amount


Eligibility Criteria
Permanent employees of Central / State Govt., Quasi Govt., reputed PSUs, profit making public limited companies, reputed institutions and MNC’s corporates enjoying credit facilities from our Bank having credit rating of SBBJ-1 & SBBJ-2 and reputed institutions with minimum of 2 years service drawing salary through account maintained with our bank.


Minimum Net Monthly Income: 9000/- pm


Loan Amount
24 times of Net Monthly Income by way of demand loan with an upper cieling of 15.00 lac and lower limit of 0.50 lacs

Margin: NIL

Repayment
EMI Upto 60 months subject to repayment of loan upto maximum of superannuating age

Security: NIL
Check off facility / Post Dated Cheques


Products and Services

-Working Capital Finance

-Project Finance

-Deferred Payment Gaurantees

-Corporate Term Loans

-Structured Finance

-Dealer Financing

-Channel Financing

-Equipment Leasing

-Loan Syndication

-Financing Indian Firms Overseas Subsidiaries or JVs

-Construction Equipment Loan