#1
September 20th, 2016, 04:13 PM
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SBI Medical Insurance
Hi buddy I want to take medical insurance from SBI General Insurance Company Limited , so can you plz tell me about its policy ??
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#2
September 21st, 2016, 08:51 AM
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Re: SBI Medical Insurance
As you asking I am telling SBI General Insurance Company Limited not offered separated Medical Insurance, it offered Health Insurance policy , here I am telling features of this policy : Key Features & Benefits Wide health coverage, from Rs.50000 to Rs.500000. Pre-policy medical test isn’t mandatory for persons under the age of 45. Choose between individual and family floater plans. Also, flexible plan options available- Metro plan, Semi metro plan and rest of India. Renew your current health insurance policy from any other insurer with us. Pre and post hospitalization expenses covers all medical instances from 30 days prior to and 60 days after hospitalization. Income tax benefit on the premium paid as per Section 80D of the Income Tax Act. Free Health check-up at the end of 4 continuous claim free years (max limit- Rs.2500). Add on covers available including zero sub-limits on room & ICU rent, doctor’s fees etc. Group Health Insurance Policy Key Features & Benefits Wide health coverage, from Rs.100000 to Rs.500000. Avail cashless treatment at 3000+ network hospitals. Pre-policy medical test isn’t mandatory for persons under the age of 65. For specific diseases, just 1 year waiting period (pre-existing diseases covered after 4 years). Choose between individual and family floater plans. Renew your current health insurance policy from any other insurer with us. Pre and post hospitalization expenses covers all medical instances from 30 days prior to and 60 days after hospitalization. Income tax benefit on the premium paid as per Section 80D of the Income Tax Act. Free Health check-up at the end of 4 continuous claim free years (max limit- Rs.2500). Add on covers available including zero sub-limits on room & ICU rent, doctor’s fees etc. Critical Illness Insurance Policy Key Features & Benefits Comprehensive coverage against 13 most critical illnesses. Maximum Entry Age = 65 years. Maximum Sum Insured = Rs.50,00,000 Policy Tenure = 1 year, 3 years. Free Look Period of 15 days- Income tax benefit on the premium paid as per Section 80D of the Income Tax Act. Hospital Daily Cash Insurance Policy Key Features & Benefits Entry Age = 18 to 65 years. Children from the age of 3 months are covered provided their parents are concurrently covered too. Coverage Tenure = 30 days & 60 days coverage. Rs.2000 = Daily cash benefit per day of hospitalization. Rs.4000 = Daily cash benefit per day of ICU hospitalization. Rs.4000 = Daily cash benefit per day of accidental hospitalization. Rs.500, 1000, 1500 & 2000 = Options available in terms of daily benefit. Rs.5000 = Fixed sum to take care of expenses incurred during convalescence. Free Look Period of 15 days- Don’t like the policy? Return in 15 days for full refund. Income tax benefit on the premium paid as per Section 80D of the Income Tax Act. |