2023 2024 EduVark > Education Discussion > General Discussion

May 30th, 2016, 02:48 PM
Super Moderator
Join Date: Mar 2012
Re: State Bank Of Hyderabad Education Loan Interest

As you have asked about the State Bank of Hyderabad Education loan and its interest rates, I am giving you information about it, check below for the details

Features of Educational Loan:
Amount of Loan:
For studies in India, maximum `10 lacs
Studies abroad, maximum `20 lacs

Interest rates:

EDUCATION LOAN Interest rates

Upto 4 Lacs 12.00
Above 4 Lacs & up to 7.5 Lacs 12.25
Above 7.5 Lacs 12.75
Gyan Shakti 10.75

For loans up to `4 lacs: No Margin
For loans above `4 lacs:
Studies in India: 5%
Studies Abroad: 15%


Amount: For loans upto `10 lacs for Studies in India and upto 20 lacs for studies abroad
Upto `4 lacs: No Security
Above `4 lacs to `7.50 lacs: Collateral security in the form of suitable third party guarantee.
Above `7.50 lacs.: Tangible collateral security of suitable value, along with the assignment of future income of the student for payment of installments.


Student Should be an Indian National
Secured admission to professional/ technical courses through Entrance Test / Selection process
Secured admission to foreign University / Institution

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