The State Bank of India, popularly known as SBI, is one of the leading banks in India. The bank traces its origin to the first decade of the 19th century.

SBI Loans against gold ornaments and Mortgage of property

Loan against Gold Ornaments:

Size of credit limit Revised interest rate structure (Repayable upto 30 months)
Upto ` 1,00,000/- 0.50% below SBAR i.e.12.25% p.a.
Above ` 1,00,000/- SBAR i.e.12.75% p.a.

SBI Loans Rates:

SBI Home Loans:

Floating Interest Rates – 12.75% (upto 5 years Tenure Rate of Interest (p.a.), Upto 5 years 2.00% below SBAR, current effective rate being 10.75%. Above 5 years and upto 20 years 1.50% below SBAR,current effective rate being 11.25% )
Fixed Interest Rates - 12.75 % upto 10years

Valuable Banker:

In Rs crore FY 2008 FY 2009 (E) FY 2010 (E)
Net Interest Income 17,021 20,894 24,151
Other Income 8,695 10,074 11,487
Operating Profit 13,108 16,674 18,806
Net Profit 6,729 7,834 8,312
EPS (Rs) 106.6 124.1 131.6
P/E (x) 10.7 9.2 8.7
P/BV (x) 1.47 1.3 1.16

Products & Services
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