As you want to know about Individual Mediclaim Policy of United India Insurance Company Ltd (UIIC), so here I am providing following information about this policy:

United India Insurance Company Ltd (UIIC) Individual Mediclaim Policy

THIS POLICY WITNESSES that subject to the terms, conditions, exclusions and definitions contained herein or endorsed.

In the event of any claim/s becoming admissible under this scheme, the company will pay through TPA to the Hospital/ Nursing Home or the insured person the amount of such expenses as would fall under different heads mentioned below:
A)Room, Boarding Expenses as provided by the Hospital / nursing home
B)Nursing Expenses
C)Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialists Fees
D)Anaesthesia, Blood, Oxygen, Operation Theatre Charges, surgical appliances, Medicines & Drugs, Diagnostic Materials and X-ray.
E)Dialysis, Chemotherapy, Radiotherapy, Cost of Peacemaker, Artificial Limbs & Cost of organs and similar expenses.

Expenses on Hospitalisation for minimum period of 24 hours are admissible.

However, this time limit is not applied to specific treatments, such as

Haemo dialysis
Adenoidectomy
FESS
Umbilical/femoral hernia
Inguinal/ventral/
D & C
Sclerotherapy
Liver aspiration
Fissurectomy/Fistulectomy
Auroplasty
Septoplasty
Appendectomy
Excision of Cyst/granuloma /Lump
Varicose Vein Ligation
Tonsillectomy
Piles/fistula
Varicocelectomy
Ascitic/Pleural tapping
Coronary angioplasty
Wound suturing
Parenteral chemotherapy
Coronary angiography
Prostate
Hydrocele
Mastoidectomy
Eye surgery
Fracture/dislocation exclu-ding hairline fracture
Dental surgery
Radiotherapy
Endoscopies
Lithotripsy
Sinusitis
Incision and drainage of abcess
Polypectomy
Hysterectomy

The patient cannot be removed to Hospital / Nursing home for lack of accommodation therein:
Subject however that domiciliary hospitalisation benefits shall not cover:

I)Expenses incurred for pre and post hospital treatment and
II)Expenses incurred for treatment for any of the following diseases:-
1)Asthma
2)Bronchitis
3)Chronic Nephritis and Nephritic Syndrome
4)Diarrhoea and all type of Dysenteries including Gastroenteritis
5)Diabetes Mellitus and Insipidus
6)Epilepsy
7)Hypertension
8)Influenza, Cough and Cold
9)All Psychiatric or Psychosomatic Disorders
10)Pyrexia of unknown Origin for less than 10 days
11)Tonsillitis and Upper Respiratory Tract infection including Laryngitis and pharangitis
12)Arthritis, Gout and Rheumatism

To get complete details, contact to:
Corporate Learning Centre
'NALANDA' Corporate Learning Centre.
United India Insurance Co. Ltd.
No.19, IV Lane(Beside M.O.P Vaishnav College)
Nungambakkam High Road
Chennai – 600 034, Tamil Nadu, India
Ph : 91-044- 28332220/ 28330421

Customer Support
customercare@uiic.co.in