I want to apply for Kisan Credit Card in Union Bank of India so can you please tell me the documents required to apply for this? Also provide me the application form of Kisan Credit Card of this bank?

The details about the United Personal Loan Scheme for Salaried Persons offered by United Bank of India are as follows:


Eligibility

If one is a salaried person, with permanent service and regular income for at least 2 years, one may apply for the loan.


Quantum of Loan

The maximum amount of loan shall be Rs 2 Lac or 10 months' gross salary, whichever is less.
Higher amount may be considered at the discretion of the Bank.


Period of Loan

The loan is to be repaid within a period not exceeding ‘36’ months but before superannuation.


Security

Employer’s undertaking for deduction of EMI and remittance to financing branch OR disbursement of salary and to obtain NOC from the financing branch before shifting of salary disbursement account of its employees, along with attachment of terminal benefits.


Prepayment Charges

NIL


Processing Charges

1%of the loan amount sanctioned. Due diligence charges, if done by outsource agencies, shall be realized upfront


Rate of Interest

For Salaried Person
MCLR-Y+5.40% i.e. 14.20%

For working women (0.25% concession)
MCLR-Y+5.15% i.e. 13.95%


Contact Detail:
United Bank of India
Head Office
11 Hemant Basu Sarani Kolkata - 700001
Toll Free Number
1800-345-0345