United Bank of India (UBI) is one of the 14 major banks which were nationalized on July 19, 1969. United Bank of India Ltd. was formed in 1950 with the amalgamation of four banks viz. Comilla Banking Corporation Ltd. (1914), Bengal Central Bank Ltd. (1918), Comilla Union Bank Ltd. (1922) and Hooghly Bank Ltd. (1932).

The origin of the Bank thus goes as far back as to 1914. As against 174 branches, Rs. 147 crores of deposits and Rs. 112 crores of advances at the time of nationalisation in July, 1969, today the Bank is 100% CBS enabled with 1999 branches and offices and is having a total Business of more than Rs 2 lac crore.

Presently the Bank is having a Three-tier organisational set-up consisting of the Head Office, 35 Regional Offices and the Branches.

United Bank of India RRBS

UBI or United Bank of India played a significant role in the spread of banking services in different parts of India, more particularly in Eastern and North-Eastern India.

It has sponsored 4 Regional Rural Banks (RRB) one each in West Bengal, Assam, Manipur and Tripura. These four RRBs together have over 1000 branches.

United Bank of India has contributed 35% of the share capital/ additional capital to all the four RRBs in four different states.

In its efforts to provide banking services to the people living in the not easily accessible areas of the Sunderbans in West Bengal, it had established two floating mobile branches on motor launches which moved from island to island on different days of the week.

The floating mobile branches were discontinued with the opening of full-fledged branches at the centers which were being served by the floating mobile branches.

UBI is also known as the 'Tea Bank' because of its age-old association with the financing of tea gardens. It has been the largest lender to the tea industry.

It has three full fledged Overseas Branches one each at Kolkata, New Delhi and Mumbai with fully equipped dealing room and SWIFT terminal .

Operations of all the branches have since been computerized and Electronic Fund Transfer System came to be implemented in the Bank's branches across the country.

It has ATMs all over the country and customers can use United International Debit Card at all VISA ATMs across the globe.