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June 3rd, 2016, 02:31 PM
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United India Insurance Company Limited Health Insurance
I am planning to take health insurance from United India Insurance Company Limited searching for details about this plan. Can you tell what types of health insurance plans offered by UIIC and tell about Family Medicare insurance health plan along with Sum Assured and what coverage? United India Insurance Co. Ltd. is a public-sector general insurance provider that was formed in 1938 and nationalised in 1972. Health insurance policies form an integral part of its product portfolio. These policies couple coverage with affordability, making them viable insurance products for a large cross-section of the Indian insurance market. The health insurance plans on offer are: Family Medicare Gold Individual Mediclaim Platinum Senior Citizen Super Top-up Top-up UNI Criticare About Family Medicare insurance health plan: Entry Age 18 yrs to 80 yrs.; 3 months for children, provided at least one parent is also covered Medical Screening Required for those above 45 yrs. (50% of costs reimbursed on qualification) Basis Floater (Family includes self, spouse and dependent children) Sum Assured Rs.1 to 5 lakhs in increments of Rs.50,000; Rs.5 to 10 lakhs in increments of Rs.1 lakh (chosen sum assured can be enhanced at renewal) Discounts No-claim discount: 3% - 15% on renewal premium; first discount awarded after 3 successive claim- free years and annually there after Coverage - Inpatient hospitalisation expenses: Room including nursing charges: Up to 1% of chosen sum assured ICU charges: Up to 2% of chosen sum assured Expenses incurred with respect to treating medical professionals, consumables, equipment, supplies, OT and other required rooms, necessary tests etc.: Up to chosen sum assured - Organ donor hospitalisation expenses - Pre/Post-hospitalisation expenses: Up to 30 / 60 days respectively; up to 10% of the chosen sum assured - Cataract: 10% of the sum assured per eye, Rs.25,000 (max.) - Hernia: 15% of the chosen sum assured, Rs.30,000 (max.) - Hysterectomy: 20% of the chosen sum assured, Rs.50,000 (max.) - Major surgeries: 70% of the chosen sum assured, Rs.4 lakhs (max.) - Specified day care procedures - AYUSH treatment undertaken at a government-approved centre -Health-check costs: Up to 1% of the average chosen sum assured over 3 prior claim-free years - Organdonor hospitalisation expenses Contact: Registered & Head Office United India Insurance Co. Ltd. 24, Whites Road, Chennai - 600014 Ph :91-044-28520161 Last edited by Neelurk; April 13th, 2020 at 11:00 AM. |
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