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  #1  
June 16th, 2016, 04:08 PM
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Join Date: Mar 2012
United India Insurance Company Limited Motor Insurance

Hi buddy here I have come to get info about United India Insurance Company Limited Motor car Insurance policy, so can you here provide me same ??

United India Insurance Company Limited is a public sector General Insurance Company of India

As you asking I am telling United India Insurance Company Limited provides motor car insurance package policies and liability only policies, It covers damage/loss of accessories by burglary/housebreaking/theft.

Discounts availed on insurance premium under United India motor car Insurance:

25% discount on vintage cars

20% to 50% no claim bonus, depending on claim free years.

Automobile Association members get a discount of 5% on own damage premium.

Vehicles with anti-theft devices get a discount of 2.5%

Vehicles specifically designed for blind/handicapped/mentally challenged people
can be insured with a 50% discount on the own damage premium.

United India Insurance Company Limited motor car insurance cover
Own-Damage:
External causes, deliberate or intentional.
Larceny - this includes loss or damages to accessories.
Fire, environmental disasters e.g. landslides, floods etc.
Transit mishaps (whether through road, rail, waterways etc.)
Terrorism, public disturbances.

Third-party Legal Responsibility
Death.
Physical injury/disability.
Property destruction.

Personal Accident Cover for owner-driver:
100% in the event of death, loss of two limbs, loss of vision in both eyes, loss of one limb and vision in one eye and Permanent Total Dismemberment (PTL).
50% in the event of loss of only one limb or loss of vision in only one eye.

Additional Covers

Available on payment of extra premium.
The following can be included in the scope of the contract:
Usage in the following geographic locations (outside the regular boundaries) - Bangladesh, Bhutan, Nepal, Pakistan, Sri Lanka, Maldives @ Rs.500 per car.
Personal accident covers - for employees and unnamed occupants of the car during the time of the accident.
Imported or non-factory fitted electrical and electronic accessories - @4% on cost of the equipment.
Bi-fuel kits - upon declaration; @4% on cost of the CNG-LPG kit.
Fuel tanks made of fiberglass - @ Rs.50 above own-damage premium.

Last edited by Neelurk; April 29th, 2020 at 11:08 AM.
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