Hi I would like to have information about United India Insurance Company Limited as well as Motor Insurance and also the Proposal Form Private Car / Two Wheeler - Package Policy?

United India Insurance Company Limited was consolidated as a Company on eighteenth February 1938. General Insurance Business in India was nationalized in 1972. 12 Indian Insurance Companies, 4 Cooperative Insurance Societies and Indian operations of 5 Foreign Insurers, other than General Insurance operations of southern locale of Life Insurance Corporation of India were converged with United India Insurance Company Limited. After Nationalization United India has developed significantly and has 18300 work compel spread crosswise over 1340 workplaces giving protection cover to more than 1 Crore approach holders. The Company has assortment of protection items to give protection cover from bullock trucks to satellites.

United India has been in the bleeding edge of planning and executing complex spreads to huge clients, as in instances of ONGC Ltd , GMR-Hyderabad International Airport Ltd, Mumbai International Airport Ltd Tirumala-Tirupati Devasthanam and so forth.

Corporate Mission

To give Insurance security to all.

To guarantee consumer loyalty

To work on sound business standards.

To assist limit national waste and to help build up the Indian economy.

Motor Insurance

Motor vehicle which incorporates private autos Motorized Two wheelers and Commercial vehicles barring vehicles running on rails.

Who can Insure?

Proprietors of the vehicle Financiers or Lessee who have insurable enthusiasm for an engine vehicle.

Package Policy Details

Package Policy - Section I
Section I (Own Damage - OD) of Package Policy :
Section I of package policy covers loss or damage to the vehicle and / or accessories due to
• Accidental external means
• Fire Self ignition lightning
• Burglary house breaking or theft
• Terrorist activity
• Riot Strike and Malicious Damage
• Earthquake
• Flood cyclone and Inundation etc
• While in transit by rail road air elevator lift or inland waterways
• Landslide or workslide
None of the above perils can be excluded from the scope of a policy.
Loss or damage to accessories by burglary/house breaking/theft:
• For private car it is covered
• In case of Motorized Two Wheelers this can be covered on payment of an additional premium at 3% of the IDV of such accessories.
• Loss or damage to Lamp Tyres mudguard and / or bonner side parts bumpers etc. can be covered on payment of additional premium. This is applicable only to Commercial Vehicles.
If the vehicle is disabled in an accident cover is provided for the reasonable cost of the following :
• Its removal to nearest reapirers
• The cost of reasonable repairs immediately necessary subject to the limit provided for.
Package Policy - Section II
Section II ((Liability) of Package Policy :
• Liability to third parties bodily injury and or death and property damage
• Personal accident cover for the owner driver for a specified sum insured
The following are payable under Section II of the Package Policy subject to the limit of liability laid down in the Motor Vehicles Act :
• The insured's legal liability for death / disability of third party
• Loss or damage to third party property
• Claimant's cost as decided by the court
• All costs and expenses incurred with company's written consent
• In case of death of an Insured person entitled to indemnity for a liability incurred under this policy his legal representative will be indemnified in place of insured if he observed all conditions as the insured himself.

United India Insurance Company Limited Motor Insurance Proposal Form Private Car / Two Wheeler - Package Policy