Hey below I have given you the Insurance Regulatory and Development Authority IRDA policy so you can have a look

Table Of Contents

1 General Terms, Exceptions, Conditions and Provisions – All Coverage Sections __ 6
ALL COVERAGE SECTIONS: General Conditions 6
ALL COVERAGE SECTIONS General Exclusions _ 7
2 COVERAGE SECTION A: Fire and Special Perils ____ 8
2.1 COVERAGE SECTION A: Perils Specified __ 8
2.2 COVERAGE SECTION A: General Conditions ________ 9
2.3 COVERAGE SECTION A: General Exclusions_______ 10
2.4 BUILDING IN COURSE OF CONSTRUCTION WARRANTY 11
2.5 Carpenters, Wood Wool Manufacturing, Furniture Manufacturing And Other Wood Worker
Shops 11
2.6 CARPET AND DRUGGET MANUFACTURING (COTTON/ JUTE/ WOOL) ___ 11
2.7 CARPET AND DRUGGET MANUFACTURING (OTHERS) _ 11
2.8 CIGARETTE FILTER MANUFACTURING (OTHERS) _____ 11
2.9 Cinematography Film Editing, Laboratory And Sound Recording Rooms Without Film
Processing ____ 11
2.10 DETERGENT MANUFACTURING (OTHERS) ____ 11
2.11 GRANITE FACTORIES 11
2.12 HAZARDOUS GOODS WARRANTY - (DWELLINGS, OFFICES, HOTELS AND SHOPS,
ETC.) 11
2.13 INCIDENTAL OPEN STORAGE WARRANTY ____ 11
2.14 CLASS OF CONSTRUCTION OF BUILDING WARRANTY ________ 11
2.15 MAN-MADE FIBRE MANUFACTURING (USING CELLULOSE) ___ 12
2.16 METALLIZING WORKS (INVOLVING METALS ONLY) _ 12
2.17 MUSHROOM GROWING PREMISES ___ 12
2.18 PAINT FACTORIES (NITROCELLULOSE BASED) 12
2.19 PAINT FACTORIES (WATER BASED) __ 12
2.20 PLASTIC GOODS MANUFACTURING WARRANTY ____ 12
2.21 POULTRY FARMS WARRANTY _ 12
2.22 PULVERISING PLANTS WARRANTY __ 12
2.23 ROPE WORKS (OTHERS) WARRANTY 12
2.24 RUBBER GOODS MANUFACTURING WARRANTY _____ 12
2.25 SILENT RISK WARRANTY _____ 12
2.26 STORAGE RISK OUTSIDE THE COMPOUND OF INDUSTRIAL/ MANUFACTURING
RISKS WARRANTY ____ 12
2.27 TINY SECTOR INDUSTRIES WARRANTY _______ 12
2.28 DETERIORATION OF STOCKS IN COLD STORAGE PREMISES(I) 13
2.29 DETERIORATION OF STOCKS IN COLD STORAGE PREMISES(II) _____ 13
2.30 EARTHQUAKE (FIRE AND SHOCK)(I) _ 13
2.31 EARTHQUAKE(FIRE AND SHOCK)(II) _ 13
2.32 OMISSION TO INSURE ADDITIONS OR EXTENSIONS __ 14

Attached Files

Insurance Regulatory and Development Authority IRDA policy.pdf (530.3 KB, 142 views)