No problem I will tell you interest rate and details of Xpress Credit Personal Loan offer by State Bank of India.

Loan Amount
(i) Term Loan:
Min: Rs.24,000/-
Maximum: 24 times NMI subject to maximum of Rs 15.00 lacs.

(ii) Overdraft:
Minimum: Rs.10.00 lacs,
Maximum: 24 times NMI subject to maximum of Rs 15.00 lacs.

Repayment Period
Min 6 month
Maximum 60 months or residual service period whichever is less

Charges/Fees
Processing Fees
1% of the Loan Amount + applicable Service Tax

Penal Interest
Penal interest will not be charged for loans up to Rs.25, 000.

For Loans above Rs.25000/-, if the irregularity exceeds EMI or installment amount, for a period of one month, then penal interest would be charged @2% p.a. (over and above the applicable interest rate) on the overdue amount for the period of default.

If part instalment or part EMI remains overdue then penal interest will not be levied.

Income
Minimum NMI: Rs.7500/-

EMI/NMI Ratio should not exceed 50

Address:-
State Bank Of India
3rd Floor, G Block, Synergy Buidling, Bandra Kurla Complex-Bandra East, Mumbai - 400051, Behind National Stock Exchange

Phone:-
+(91)-80-26599990
18004253800,1800112211