Star Health and Allied Insurance Co Ltd is a joint venture between Oman Insurance Company UAE, Leading NRIs and an Indian company.

Star Health & Allied Health Insurance

Total members covered
Coverage for a maximum of 4 family members with up to 2 adults and 2 children

Pre and Post Hospitalization cover
Medical expenses covered for 30 days before your hospitalization and 60 days for post hospitalization for related medical expenses

Health Check-ups
Cost of Health Check-up once after a block of every four claim-free years.

Critical Factors of the Plan

Co-Pay
No copay , but 20 % of each and every claim in respect to the insured person age between 61- 65 years at entry level

Life long renewable
Plans are lifelong renewable and covers you for your entire lifetime.

Pre-existing Diseases
Any pre-existing condition will be covered after a waiting period of 4 year

Room Rent
Room rent Expense @2 % of sum insured,subject to a maximum of Rs. 4000/- per day

Features/terms are common to all plans

Inpatient hospitalization/treatment which includes hospital expenses incurred for a minimum of 24 hrs.

Pre-hospitalization Expenses: Generally up to 30 days.

Post-hospitalization Expenses: Generally up to 60 days; payment @7% of the expenses or Rs.5,000, whichever is less.

Sum assured is equally apportioned among insured members.

Individual Basis: The sum assured is per person insured

Reinstatement of sum assured: Normally allowed after a specified number of claim-free years