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  #1  
Old January 31st, 2020, 09:13 PM
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Default IDBI Car Loan Interest Rate

I have come to know IDBI Car Loan Interest Rate as I am thinking to apply for IDBI Car Loan, so would you plz give me require info here ??
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  #2  
Old February 1st, 2020, 09:18 PM
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Join Date: Mar 2012
Default Re: IDBI Car Loan Interest Rate

IDBI Bank was established in 1964 by an Act of Parliament to provide credit and other financial facilities for the development of the fledgling Indian industry.

As you want here I am giving below IDBI Car Loan Interest Rate info on your demand :

IDBI Car Loan Interest Rate
Base Rate 9.95%
Rate of Interest(fixed) 9.95% - BR + 0.35%
Processing Fee During festival offer period, fee is waived in full
Loan Amount Above Rs. 1 lakh
Loan Tenure 12 months to 60 months
Minimum annual income required Rs 1,80,000
Servicing of EMI would be through ECS, Standing Instruction
Foreclosure charges Charges allowed only 6 months after the loan disbursement without penalty from own source. If within 6 months in case of disbursement or balance transfer, 1% of balance outstanding along with applicable charges is charged.
Documentation Charges As per actual cost

Bank profile:

Type Government-owned bank

Traded as BSE: 500116

NSE: IDBI

Industry Banking, Financial services

Predecessor IDBI

Founded 1 July 1964, 52 years ago

Headquarters Mumbai, India

Key people Mahesh Kumar Jain (Managing Director & CEO)

Products consumer banking, corporate banking, finance and insurance, investment
banking, mortgage loans, private banking, private equity, wealth management, Agriculture Loan

Revenue 28,043.10 crore (US$4.4 billion) (2016)

Operating income 5,370 crore (US$840 million) (2016)

Net income -3,664.80 crore (US$−570 million) (2016)

Total assets 374,372.12 crore (US$58 billion) (2016)

Owner Government of India

Number of employees 17,570 (March 2016)

Capital ratio 11.76% (2016)
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