#1
January 21st, 2016, 10:42 AM
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State Bank of India Home Loan Eligibility
Hello sir I am making my own home in bhilwara city and for the complete construction looking for SBI Home Loan, so tell me about eligibility and require document for apply it???
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#2
January 21st, 2016, 11:12 AM
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Re: State Bank of India Home Loan Eligibility
As you want to get SBI Home Loan and for it asking about eligibility and document info , so here is require info: State Bank of India (SBI), has many home loan schemes tailored to the needs of customers including SBI Maxgain, SBI Home loan Details: Interest rates 9.50% - 9.55% Processing fees Festive Offer* Zero Processing Fee *Valid till 31-03-2016 Prepayment charges Nil Repayment options 30 years Loan to Value Upto 90% Max. loan amount upto Rs.10 crore Eligibility Criteria Salaried Self employed Age 18 years to 70years 21 years to 70years Income Rs.1,20,000 (p.a.) Rs.2,00,000 (p.a.) Loan Amount Offered 5,00,000 - 1,00,00000 5,00,000 - 2,00,00000 Tenure 5years-20years 5years-20years Current Experience 2years 3years Documents require : For Salaried 1) Application form with photograph 2) Identity & residence proof 3) Last 3 months salary slip 4) Form 16 5) Last 6 months bank salaried credit statements 6) Processing fee cheque For Self employed 1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, 5) Last 3 years profit/loss & balance sheet 6) Last 6 months bank statements 7) Processing fee cheque Repayment period: Maximum 30 years (or) Up to the age of 70 years (the age by which the loan should be fully repaid) of the borrower, whichever is early. |
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