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July 4th, 2016, 02:19 PM
Super Moderator
 
Join Date: Mar 2012
Re: State Bank Of India Home Loan Eligibility

As you asking for the details of the Home loan of the State bank of India the details of the Home loan of the State bank of India is given below :

Eligibility :

Ones age is not less then 18 years and More then 60 years
Salaried / Self-employed with regular income


Interest Rate
For women - 9.35%
For General Customers - 9.40%
SBI Flexipay - 9.40%

Processing Fees
Up to 0.35% of Loan Amount, Maximum of Rs.11,500

Loan Tenure 30 years
SBI Flexipay - 25 to 30 years

Document Required :

Signed application form with photograph
ID and residence proof
Processing fee cheque
Last 6 months bank statements
Documentation for salaried applicants:
Last 3 months salary-slips
Form 16 or Income Tax Returns
Documentation for self-employed applicants:
Education qualification certificate & proof of business existence
Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

For more details please Visit the nearest branch of the State bank of india


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