#1
September 3rd, 2015, 02:00 PM
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State bank of India SBI home loan
my father wants to take home loan from the State bank of India SBI. but he has no idea about the duration of the loan and the installment about it. so please give me the details about it? also tell me about what is the rate of interest on the State bank of India SBI home loan? SBI Home Loans is the largest Mortgage Lender in India, which has helped over 30 lakh families to achieve the dream of owning a home. (A)- Home Loan Interest Card Rate Structure (Floating) :EBR 7.80% LOAN AMOUNT SALARIED TERM LOAN MAXGAIN Up to Rs 30 Lacs EBR + 15 bps EBR + 40 bps ER: 7.95% ER: 8.20% (ER: Effective Rate) Above Rs 30 Lacs to Rs 75 Lacs EBR + 40 bps EBR + 65 bps ER: 8.20% ER: 8.45% Above Rs 75 Lacs EBR + 50 bps EBR + 75bps ER: 8.30% ER: 8.55% A premium of 15 bps will be added to the Card Rate for Non-Salaried Customers. A premium of 10 bps will be added to the Card Rate for Loan up to Rs 30 Lacs if LTV ratio is >80% & <=90%. A premium of 10 bps will be added to the Card Rate for customers falls under RG (4 to 6) 05 bps concession will be available to women. Premium of Risk Grade 04 to 06, Loan up to Rs 30 Lacs if LTV ratio is >80% & <=90% and concession for women customers will be clubbed with Card Rate/ other premium for arriving at Final Rate for the customer. SBI REALTY LOANS For First Five YearsEBR 7.80% LOAN AMOUNT Applicable Interest Rate Up to Rs 30 Lacs EBR + 85 bps ER: 8.65% Above Rs 30 Lacs to Rs 75 Lacs EBR + 95 bps ER: 8.75% Above Rs 75 Lac EBR + 105 bps ER: 8.85% A premium of 10 bps will be added to the Card Rate for customers falls under Risk Grade 04 to 06. 05 bps concession will be available to women A premium of 05 bps will be added for the customers who is not having salary account with SBI Contact: Real Estate and Housing Business Unit, State Bank of India, Corporate Center Madame Cama Road, State Bank Bhavan, Nariman Point, Mumbai-400021, Maharashtra Toll Free No. 1800 112 211 (Toll Free) 1800 425 3800 (Toll Free) 080 26599990 Last edited by Neelurk; June 18th, 2020 at 08:58 AM. |
#2
January 21st, 2020, 11:35 AM
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Re: State bank of India SBI home loan
I am customer of State bank of India and want to take home loan facility from this bank want details. Will you tell details about State bank of India SBI home loan interest rate and margin?
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