A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral.

Bank Of America Home Equity

You could enjoy a low variable introductory rate on a home equity line of credit

Now:
2.990%
Special Introductory variable APR†Variable APR for 12 months

Low competitive home equity rates — plus:

No fees or closing costs

There's no fee to apply, no closing costs (on lines of credit up to $1 million) and no annual fee.

Convenient access to funds

You have the flexibility to decide when and how much to use (up to your available credit limit) through Online Banking, by phone, at our financial centers or with no-access-fee checks.

Mobile & Online Banking

Connect with a lending specialist

866.290.4674
Mon.-Fri. 8 a.m.-10 p.m. ET
Sat. 8 a.m.-6:30 p.m. ET

Contact-

Customer service: 00 1 315-724-4022

Credit card support: 00 1 757-677-4701