#1
September 2nd, 2015, 05:08 PM
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Central Bank of India NRI Home Loan
I am customer of Central Bank of India and want to know about the Central Bank of India NRI Home Loans. Will you please provide me the CBI NRI Home Loan rates and of this bank also provide me the contact numbers of Central Bank of India?
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#2
December 11th, 2019, 08:24 AM
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Re: Central Bank of India NRI Home Loan
I am NRI and want to take home loan from Central Bank of India searching for details. Can you tell what the CBI NRI Home loan eligibility also tell about rate of interest?
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#3
December 11th, 2019, 08:25 AM
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Re: Central Bank of India NRI Home Loan
Central Bank of India offers different home loan schemes at attractive rates of interest. The loan amount can be used for purchase of flats, construction of a new house, buying your third or fourth residential property, etc. CBI NRI Home loan eligibility : Individuals , Groups of individuals , who have attained 18 years ( completed) as on date of application and including Cooperative Societies , having a legal, identified and regular source of income either singly or jointly with Parents, sons, spouse. NRI are also eligible for Housing loan, Quantum of Loan : Depending on repayment capacity of borrower & value of property. Margin : ( FOR SALARIED BORROWER ) Loan Amount Home loan as percentage of Cost of Home/flat Upto Rs.30.00 Lakhs 90% Above Rs. 30.00 lakhs – up to Rs. 75. 00 lakhs 80% Above Rs. 75.00 Lakhs 75% For repairs / renovation / alteration of existing house/ purchase of plot. 75% ( FOR NON-SALARIED BORROWER ) Loan Amount Home loan as percentage of Cost of Home/flat Upto Rs.75.00 Lakhs 80% Above Rs. 75.00 Lakh 75% For repairs / renovation / alteration of existing house/ purchase of plot. 75% Rate Of Interest : REPO LINKED INTEREST RATE For Low Risk Weight = RLIR+0.30% For Medium Risk Weight =RLIR+0.40% Moratorium period: Maximum upto 36 months Processing Charges: 0.50% of the Loan Amount subject to maximum Rs.20,000/- Contact: Corporate Office : Central Bank of India Chander Mukhi, Nariman Point Mumbai – 400 021 Tel.: 022 – 6638 7777 |
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