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Old September 13th, 2017, 09:40 AM
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Default Old Car Loan HDFC Bank

I want to apply for loan in HDFC Bank to purchase Old Car so can you please tell me the eligibility to apply for loan?
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Old September 13th, 2017, 10:43 AM
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Default Re: Old Car Loan HDFC Bank

HDFC Bank not only will finance your used car, also will help you search for one through wide range of used car listings by its preferential dealers across the county, with various search options like search by Brand, Location, EMI etc.

HDFC Bank Pre-Owned Car Loan

Their HDFC Bank Pre-Owned Car Loans provide you with up to 100% of the finances you need, while providing you with doorstep service, quick processing, and a completely transparent application process.

Eligibility-

Salaried Individuals:

This includes doctors, CAs, employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
Individuals who are a minimum of 21 years of age and no older than 60 at the end of the loan tenure
Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
Those who earn a minimum of Rs. 2,50,000 per year, including the income of the spouse

Self Employed Individuals (Sole Proprietorship):

This includes self-employed sole proprietors in the business of manufacturing, trading or services
Individuals who are a minimum of 25 years of age at the time of applying for the loan, and no older than 65 at the end of the loan tenure
Those who have been in business for a minimum of 3 years
Should earn at least Rs. 2,50,000 per annum

Self Employed Individuals (Partnership Firms):

This includes self-employed partners in the business of manufacturing, trading or services
Individuals who earn at least Rs. 2,50,000 per annum
Those who have a minimum turnover of Rs. 4,50,000 per annum
Individuals who have a residence or office telephone line. A post-paid mobile phone that is a minimum of three months old is acceptable if only one landline is available

Self Employed Individuals (Private Limited Companies)

This includes individuals who own a private company in the business of manufacturing, trading or services
Should earn at least Rs. 2,50,000 per annum
Individuals who have an office landline

Self Employed Individuals (Public Limited Companies):

This includes directors in public limited companies that are in the business of manufacturing, trading or services
Should earn at least Rs. 2,50,000 per annum
Individuals who have an office landline

Self Employed Individuals (Hindu Undivided Family - HUF):

This includes self-employed individuals in a business that falls under HUF
Should earn at least Rs. 2,50,000 per annum
Individuals who have a residence and office telephone line.

Contact-

Corporate Office

HDFC Bank House
1st Floor,C.S.No.6/242,
Senapati Bapat Marg,
Lower Parel,
Mumbai - 400 013.
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